Need help dealing with your messed up finances? I can help!

If you are overwhelmed by excessive debt and struggle to manage your money month after month, my No BS Financial Framework is exactly what you need. The number one cause of divorce is couples fighting over money. It's SO important to get your finances under control.

I have a variety of simple, common-sense strategies I use to help people get their finances back on track. It's quick, easy, and inexpensive. Since 2016, I've helped hundreds of people find clarity in their personal finances. And now I want to help you do the same!

The No BS Financial Freedom Framework

Do any of these sound familiar?

You have a job and you make pretty good money, but it seems like you're always BROKE. Especially those last few days before payday, you're scrounging for change in the couch just to put enough gas in your car. That's no fun.

Or you're trying to get your credit cards paid off, but it seems like the balances only go UP and never go DOWN. You would love to get off that merry-go-round!

Or you walk into a store planning to buy just one thing, but you walk out with three bags of stuff and are wondering what just happened. I can totally relate. I used to do that all_the_time.

Or you go to buy a house or a car and they laugh at you because your of your low credit score. It can even affect your ability to get a job or get approved for an apartment. That's a real deal-breaker. Let me help you get that credit score back where you need it to be. It's definitely fixable, but it's going to take a bit of work and dedication.

I'll bet you and your partner argue about money - a lot. Most couples have different ideas about how to manage money, but one person's disorganized money habits can really derail your family's financial future. Pointing the finger at each other constantly doesn't help, it just causes a lot of unnecessary stress. Who needs that??

I’m here to help you in a judgement-free zone.  As promised, no BS!  I will be kind but honest and give you easy to understand advice to get you moving in a positive direction towards your own financial freedom.

We will review your entire financial situation and come up with real-life solutions that are easy to implement and that WORK to eliminate your debt and get your spending under control. 

Sometimes you need an extra set of eyes on the problem.  I am a kind and caring person who wants you to succeed and has the tools and expertise to bring clarity to the situation.  

How could your life be better if you were debt-free?

Life with debt is stressful and uncertain.  Becoming debt-free or even reducing your debt could open up your life to wonderful new possibilities.  You could work fewer hours, save for college or retirement, travel the world – all sorts of exciting options.  This is a personalized approach that is tailored to YOUR unique financial situation.  

What if you could...

Stop having late payments and penalty fees, get your credit cards paid off, and have a way to get your monthly budget under control.  Having peace in your financial life is priceless!  You’ll sleep better, worry less, and not fight with your family about money all the time, because you’ll have a plan that everyone can get on board with.  


The no bs financial freedom framework

This program is designed for people who are FED UP with living in debt and disarray with their money.  I’ll hold your hand through the process, give you tips to get your spouse or family to help.  I’ve got easy strategies to help you budget your money and pay monthly bills on time.  We’ll also talk about impulse shopping situations, and I’ll show you exactly how the credit card companies work hard to increase their bottom line by keeping you in permanent debt.    

Don’t be fooled – this is not a magic pill.  The debt problems didn’t appear overnight and they’re not doing to disappear overnight.  It’s going to take a positive attitude and a good amount of hard work.  But if you could do it on your own, you’d have done it by now, right?  It’s time to get some help!  

Here's what you'll get

I’ve been blogging about financial issues and saving money for more than a decade using the lessons I learned from Dave Ramsey, Suze Orman, Napoleon Hill, and other experts in personal finance.  Now I’m working to pay it forward.  

I spent almost 40 years as a Financial Analyst for Wells Fargo and other companies, so I’ve learned a lot about managing money.  Since my retirement, I’ve been using my skills and experience to help hundreds of people get their finances on track.  

I also run a successful freelance business as a blogger and a social media consultant, so I have years of experience in running a small business and earning a consistent income with a variety of income streams.

This is for you if...

This is not for you if...

The No BS Financial Freedom Framework

what's your gut feeling? do you think this will work for you?

The nice thing about this program is that it is specifically tailored to YOU and YOUR particular challenges.  This isn’t some one-size-fits-all plan.  But you’ve got to be ready to put in the time and effort to make the changes required.  If you do, you WILL see some major changes in your financial picture.  It takes less than an hour of your time to help you clear up issues that may have been brewing for YEARS.  This type of coaching is not something a lot of people are offering at this price.  Why not give it a try?  


“Adrian was amazing! I learned so much in our session. It was worth every penny. Extremely knowledgeable and resourceful. I look forward to our follow up next month to tell her about the new side hustle I’ve started and how to invest that money. Thank you so much for everything.”

“Adrian is a pro at what she does. She has great communication skills, patience and really has a good base of financial literacy and financial freedom. This is a great value add item and it was a pleasure to work with her.”

“She was so patient and enthusiastic about helping me with my situation. Adrian is extremely knowledgeable and shows genuine caring for her clients. I honestly felt like I was talking to a close friend about our difficult financial situation. I highly recommend her to others and thank her so much for her wonderful help.”

“Adrian was fantastic! She got in touch with me as soon as I purchased the package and provided me with a sheet to detail my spending habits and monthly expenses. Having her there on a face-to-face call to explain how the snowball can work based on how much we are putting in really helped me to feel motivated because now I can see exactly what my efforts will do and how quickly I can pay down my debt. I am grateful for the time she spent on the call. It was not rushed and I feel like I got way more out of it than I expected. I will definitely come back for another session in a few months to follow up! Thank you Adrian!”

“Adrian really hit us with the most amazing advice. She coached us through our new plan to get out of $130k in student loans and other debt. Don’t let that number intimidate you. She’s dealt with bigger fish. Thank you again Adrian! We’re making hard decisions to stay on track and be debt free by 2025.”

Frequently Asked Questions

Sure.  If you feel weird discussing your money situation with a stranger or don’t want to do a Zoom call, I’m happy to just sell you the spreadsheets for $27.  They will help you a lot.  Email me at and I’ll send you an invoice.  But I recommend the Zoom call.    

You can look at my schedule on  I take calls from 1:00 – 8:00 M-F and I can add in some extra times upon request if you are in a European or Asian time zone or something.  

Digital items like spreadsheets are not refundable and it takes me time to plan the strategy and set aside time for the Zoom call, so the only way I would refund is if I were unable to deliver on what I’ve promised.  

Pretty basic stuff.  I’ll have a questionnaire for you about your situation.  I’ll need your debt info including total balances and interest rates, and then your monthly stuff like income, rent, childcare, utilities, etc.  Shouldn’t take you more than 20 minutes to pull together.  

Nope, me neither!   I don’t even know how to coupon and I’m not going to suggest anything extreme or crazy.  Most of it is just common sense steps like cutting back your daily spending, switching to cash (gasp!), or renegotiating your high interest rates.  

No, I don’t deal with credit agencies at all.  I can advise you on a few things that will help improve your credit score, but this is not a credit repair service.  There are plenty of other people who can help with that.  This is personal finance coaching only.  

It's go time - are you in or out??

I’d love to help you, but it’s up to you.  What do you think is going to be your best chance to make the changes to ensure a great financial future?  Having someone to coach you through the process could make a huge difference.  I have helped a lot of other people.  But if you’re not ready for it right now, I can respect that.