Thrifty

How to use a Debt Snowball to get Out of Debt Fast

How to Build a Debt Snowball

A debt snowball is an incredibly powerful way to pay off debt quickly and easily.  They are fairly easy to set up and use, and they are very powerful.  They can literally save you thousands in interest over the life of a loan and help you get out of debt years earlier.  I have a […] Read more…

Avoid Library Fines

Simple Trick to Eliminate Library Fines

  Last year, my son ran up more than $78 in library fines and fees.  That’s some serious money for something that is theoretically free.  Fortunately, they agreed to let him pay his library fines online and we were able to negotiate a reduction since it was a first-time occurrence.  Keep in mind, this wasn’t […] Read more…

Organize Your Monthly Bills

Organize Your Bill Paying System

  I’m writing this on my bill pay day, so it got me thinking. Paying bills is an important part of our financial lives, maybe one of the most important parts, so I’m wondering what is your bill paying strategy? – Do you pay your bills right when they hit your mailbox?– Do you have […] Read more…

Is Pet Insurance a Good Buy? #AdriansCrazyLife Should you purchase pet insurance for your pet's medical bills? Maybe yes, maybe no.

Is Pet Insurance a Smart Buy?

As the owner of four cats and a dog, I have paid out my share of vet bills.  Maybe even more than my share.  Last year, our St. Bernard – Joe got out of the yard, got hit by a car, and ended up with a broken leg that cost us about $800. It really […] Read more…

Thrifty Ideas for Weight Loss

Lots of Thrifty Weight Loss Ideas

Every New Year’s Eve, what is the absolute number one resolution?  Hands down, it is always to lose weight.  It’s like the Holy Grail of resolutions!  Because of that, the diet and exercise industry is one of the richest in the world.  People spend thousands of dollars each year with hopes of losing weight – […] Read more…

Fitting of Elsa Braid

Darling Disney’s Frozen Princess Elsa Braid Tutorial

Like just about every other girl these days, my granddaughter wants to be Princess Elsa from Disney’s Frozen this year. It seems to be the most popular costume of the year! After MUCH searching, I finally found her the costume for a reasonable price.  But of course she needed the signature Princess Elsa braid.   Materials […] Read more…

Save Money by Paying with Cash

Control Your Overspending by Switching to Cash

If you want to know how to manage your overspending, try switching from plastic to all cash.  It will make you so much more aware of what you are spending and you’ll think about your purchases more carefully since cash is a limited commodity while plastic seems to be unlimited (although it really isn’t when […] Read more…

Water Alarm Online

Save Money – Get a WATER ALARM

I am always surprised when I find that most people have not heard about a water alarm.  I think it’s just as necessary as a smoke alarm in your home.  These things are BRILLIANT and have saved our bacon more times than I can count.  Water damage can be very expensive.  We’ve had water in […] Read more…

Outsmart the Same as Cash Programs

Outsmart the “Same as Cash” Programs

These 90 days* same as cash deals can be really good or really bad. Here are some tricks to keep them on the good side of things and save you money.  These deferred payment deals can be very effective when used correctly.  (*I say 90 days, but many of them are like 6 months or […] Read more…

Your teens will be buying their own groceries soon. You need to teach them these lessons right away.

Teach Your Teen to be a Smart Shopper

Most financial experts agree that the best way to teach kids to be a smart shopper is to actually let them TRY it.  They need to learn from their own successes and failures.  Since one of your biggest recurring expenses is your grocery budget, this is a great place to start. I think everyday finance […] Read more…

Why You Need to Control Your Fast Food Spending

Fast food seems like such an easy and harmless thing – a burger here, a pizza there, maybe a latte in the morning, but before you know it, it can really sabotage your budget.  Take a look at some of the statistics below: Quick Fast Food Statistics Most Americans eat fast food 1-3 times a […] Read more…

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