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Thrifty

Simple Trick to Eliminate Library Fines
Saving Money

Simple Trick to Eliminate Library Fines

  Last year, my son ran up more than $78 in library fines and fees.  That’s some serious money for something that is theoretically free.  Fortunately, they agreed to let him pay his library fines online and we were able to negotiate a reduction since it was a first-time occurrence.  Keep in mind, this wasn’t…

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Organize Your Bill Paying System
Saving Money

Organize Your Bill Paying System

Here are some other posts that you might enjoy: Debt Free Coaching 10 Secrets of Women Who Always Have Money How to Make Money from Your Excessive Clutter Financial Tips To Help Your Future College Student

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Is Pet Insurance a Smart Buy?
Saving Money

Is Pet Insurance a Smart Buy?

As the owner of four cats and a dog, I have paid out my share of vet bills.  Maybe even more than my share.  Last year, our St. Bernard – Joe got out of the yard, got hit by a car, and ended up with a broken leg that cost us about $800. It really…

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Enjoy a Cruise Without Going Broke or Getting FAT
Saving Money | Travel

Enjoy a Cruise Without Going Broke or Getting FAT

I just finished yet another cruise last week, so while I was on board, I was thinking of you guys and picking up little tips I’d like to share with you on how to enjoy a cruise if you have a chance.  A cruise can be SO much fun, but they can be a LOT less…

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Lots of Thrifty Weight Loss Ideas
Saving Money | Weight Loss

Lots of Thrifty Weight Loss Ideas

Every New Year’s Eve, what is the absolute number one resolution?  Hands down, it is always to lose weight.  It’s like the Holy Grail of resolutions!  Because of that, the diet and exercise industry is one of the richest in the world.  People spend thousands of dollars each year with hopes of losing weight –…

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Darling Disney’s Frozen Princess Elsa Braid Tutorial
Crafty Stuff

Darling Disney’s Frozen Princess Elsa Braid Tutorial

Like just about every other girl these days, my granddaughter wants to be Princess Elsa from Disney’s Frozen this year. It seems to be the most popular costume of the year! After MUCH searching, I finally found her the costume for a reasonable price.  But of course she needed the signature Princess Elsa braid.   Materials…

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A Super Easy One-Hour Gift Idea – Origami Dollar Hearts
Crafty Stuff

A Super Easy One-Hour Gift Idea – Origami Dollar Hearts

This is one of my rare crafty posts, but this little gift idea was just too easy and too good to share.  I’ve used it for graduation gifts or birthday gifts, but you could use it for so many different gifts for people of all ages – a neighbor, a co-workers, a friend from church….

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Control Your Overspending by Switching to Cash
Saving Money

Control Your Overspending by Switching to Cash

If you want to know how to manage your overspending, try switching from plastic to all cash.  It will make you so much more aware of what you are spending and you’ll think about your purchases more carefully since cash is a limited commodity while plastic seems to be unlimited (although it really isn’t when…

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My Son Got Married – Great Tips to Save on a Wedding
Saving Money

My Son Got Married – Great Tips to Save on a Wedding

So, my middle son Matt got married about a month ago.  I haven’t  posted the pictures from it because it’s taken a while to get the pictures back from the photographer.  But it was a lovely day and we were all excited to see them married.  Great weather – perfect since it was a rooftop…

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Save Money – Get a WATER ALARM
Saving Money

Save Money – Get a WATER ALARM

I am always surprised when I find that most people have not heard about a water alarm.  I think it’s just as necessary as a smoke alarm in your home.  These things are BRILLIANT and have saved our bacon more times than I can count.  Water damage can be very expensive.  We’ve had water in…

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Outsmart the “Same as Cash” Programs
Saving Money

Outsmart the “Same as Cash” Programs

These 90 days* same as cash deals can be really good or really bad. Here are some tricks to keep them on the good side of things and save you money.  These deferred payment deals can be very effective when used correctly.  (*I say 90 days, but many of them are like 6 months or…

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Teach Your Teen to be a Smart Shopper
Parenting Tips | Saving Money

Teach Your Teen to be a Smart Shopper

Most financial experts agree that the best way to teach kids to be a smart shopper is to actually let them TRY it.  They need to learn from their own successes and failures.  Since one of your biggest recurring expenses is your grocery budget, this is a great place to start. I think everyday finance…

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Why You Need to Control Your Fast Food Spending
Saving Money

Why You Need to Control Your Fast Food Spending

Fast food seems like such an easy and harmless thing – a burger here, a pizza there, maybe a latte in the morning, but before you know it, it can really sabotage your budget.  Take a look at some of the statistics below: That last one came as a bit of a surprise to me…

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Dave Ramsey Book for My Kids – Best Money I Ever Spent
Saving Money

Dave Ramsey Book for My Kids – Best Money I Ever Spent

I’m a big fan of Dave Ramsey.  I bought one of his books on his debt free strategies years ago and it really impressed me.  I’ve read lots of similar plans, but this one really got my attention and it seemed like something I could really do, especially the debt snowball plan because at that…

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The Pitfalls of Direct Sales Companies
Saving Money

The Pitfalls of Direct Sales Companies

This was a tough post to write.  Even though I have relinquished my position in the direct sales industry, I still feel a certain loyalty to “my” companies.  I don’t want to feel like I am bashing any particular company or say that they aren’t running their business ethically.  Some of them are very ethical…

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How Cut your Power Bill and Save Money
Saving Money

How Cut your Power Bill and Save Money

I’m the leader of the local Green Team at my company.  We have designated teams like this at our major locations around the company to come up with ways to help the company be more socially responsible through recycling and other “Green” initiatives.  Lots of easy ways to save on your power bill if you’re…

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