Thrifty

Is Pet Insurance a Good Buy? #AdriansCrazyLife Should you purchase pet insurance for your pet's medical bills? Maybe yes, maybe no.

Is Pet Insurance a Smart Buy?

As the owner of four cats and a dog, I have paid out my share of vet bills.  Maybe even more than my share.  Last year, our St. Bernard – Joe got out of the yard, got hit by a car, and ended up with a broken leg that cost us about $800. It really […] Read more…

Enjoy a Cruise Without Going Broke or Getting FAT

  I just finished yet another cruise last week, so while I was on board, I was thinking of you guys and picking up little tips I’d like to share with you.  A cruise can be SO much fun, but they can be a LOT less expensive if you follow these few simple tips. CUT CRUISE TRAVEL […] Read more…

My BEST cheap and easy weight loss ideas

Lots of Thrifty Weight Loss Ideas

Every New Year’s Eve, what is the absolute number one resolution?  Hands down, it is always to lose weight.  It’s like the Holy Grail of resolutions!  Because of that, the diet and exercise industry is one of the richest in the world.  People spend thousands of dollars each year with hopes of losing weight – […] Read more…

Fitting of Elsa Braid

Darling Disney’s Frozen Princess Elsa Braid Tutorial

Like just about every other girl these days, my granddaughter wants to be Princess Elsa from “Frozen” this year. It seems to be the most popular costume of the year! After MUCH searching, I finally found her the costume for a reasonable price.  But of course she needed the signature Elsa braid.   Materials Needed to […] Read more…

Save Money by Paying with Cash

Spend Dramatically Less by Paying With Cash

If you want to spend dramatically LESS, try switching from plastic to all cash.  It will make you so much more aware of what you are spending and you’ll think about your purchases more carefully since cash is a limited commodity while plastic seems to be unlimited (although it really isn’t when that credit card […] Read more…

Water Alarm

Save Money – Get a WATER ALARM

I am always surprised when I find that most people have not heard about a water alarm.  These things are BRILLIANT and have saved our bacon more times than I can count.  Water damage can be very expensive.  We’ve had water in our basement at least 10 times now from either our washer, our water […] Read more…

Outsmart the Same as Cash Programs

Outsmart the “Same as Cash” Programs

These 90 days* same as cash deals can be really good or really bad. Here are some tricks to keep them on the good side of things and save you money.  They can be very effective when used correctly.  (*I say 90 days, but many of them are like 6 months or a year) This […] Read more…

Your teens will be buying their own groceries soon. You need to teach them these lessons right away.

Teach Your Teen to be a Smart Shopper

Most financial experts agree that the best way to teach kids to be a smart shopper is to actually let them TRY it.  They need to learn from their own successes and failures.  Since one of your biggest recurring expenses is your grocery budget, this is a great place to start. Do you realize our teen is […] Read more…

Why You Need to Control Your Fast Food Spending

Fast food seems like such an easy and harmless thing – a burger here, a pizza there, maybe a latte in the morning, but before you know it, it can really sabotage your budget.  Take a look at some of the statistics below: Quick Fast Food Statistics Most Americans eat fast food 1-3 times a […] Read more…

The Pitfalls of Direct Sales Companies

The Pitfalls of Direct Sales Companies

This was a tough post to write.  Even though I have relinquished my position in the direct sales industry, I still feel a certain loyalty to “my” companies.  I don’t want to feel like I am bashing any particular company or say that they aren’t running their business ethically.  Some of them are very ethical […] Read more…

How Cut your Power Bill and Save Money

I’m the leader of the local Green Team at my company.  We have designated teams like this at our major locations around the company to come up with ways to help the company be more socially responsible through recycling and other “Green” initiatives.  Lots of easy ways to save on your power bill if you’re […] Read more…

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