Motivation

Are Gym Memberships a Good Deal?

  We are quickly heading into the time of year when everyone is desperate to shed their holiday pounds.  This can translate into big bucks for the local gyms and fitness clubs.  I looked it up.  The figure is about $21 MILLION dollars a year spent on gym memberships just here in the US.  Sadly […] Read more…

I have a unique strategy for paying off credit card bills FAST.

The TRICK to Minimum Payments

Credit card debt can be a significant drain on your budget. Even if you’ve gotten smart and put the cards away (or cut them up!), you still need to find a way to rid yourselves of those pesky balances. One trap that many debt-ridden consumers get into is just paying the minimum payments. Here’s why […] Read more…

How to Write a Complaint Letter That Gets Results

If there’s one thing I’ve noticed, it’s that most people do not know how to make an effective complaint.  I’m actually really good at doing that.  I actually used to write formal complaint letters for people on Fiverr. So, here’s a situation I experienced recently that ended in a refund of several hundred dollars. As […] Read more…

Saving money can be hard. Here are some clever strategies to help you save more.

Trick Yourself into Saving MORE with Stealth Savings

Sometimes I think the saving habit is one of the hardest habits to develop.  But that savings account has saved my butt so many times, I just don’t understand how people function without one.  That’s one of the reasons I came up with this stealth savings strategy. I think the trap people fall into is […] Read more…

Best Tips for Weight Loss

My 5 Most Helpful Tips for Weight Loss

I’ve been on a weight loss journey for a while now and I’ve lost about 30 lbs, so I wanted to share my best tips for weight loss with my readers.  Losing weight can be one of the biggest challenges for us, and particularly so for women over 40.  It’s kind of heart-breaking how HARD […] Read more…

The Cleaning Styles of Men vs. Women

Here’s a news flash: men are different than women.  Shocking isn’t it? But it’s sort of a basic fact of biology.  And we have totally different cleaning styles.  So, the illogic of it is why do we expect men to clean like women do or vice versa?  There have been whole books on the subject […] Read more…

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