Lifestyle blogger – cruises, organizing, managing money, and parenting.
Credit card debt can be a significant drain on your budget. Even if you’ve gotten smart and put the cards away (or cut them up!), you still need to find a way to rid yourselves of those pesky balances. One trap that many debt-ridden consumers get into is just paying the minimum payments. Here’s why […] Read more…
As a finance blogger and a Scout leader, I am passionate about teaching young people about money. To me, it isn’t just a one-shot deal. It is a string of opportunities to both teach them and show them some easy ways to manage their money. It’s not just being thrifty, though that’s part of it. […] Read more…
If you want to spend dramatically LESS, try switching from plastic to all cash. It will make you so much more aware of what you are spending and you’ll think about your purchases more carefully since cash is a limited commodity while plastic seems to be unlimited (although it really isn’t when that credit card […] Read more…
If there’s one thing I’ve noticed, it’s that most people do not know how to make an effective complaint. I’m actually really good at doing that. I actually used to write formal complaint letters for people on Fiverr. So, here’s a situation I experienced recently that ended in a refund of several hundred dollars. As […] Read more…
So, my middle son Matt got married about a month ago. I haven’t posted the pictures from it because it’s taken a while to get the pictures back from the photographer. But it was a lovely day and we were all excited to see them married. Great weather – perfect since it was a rooftop […] Read more…
Sometimes I think the saving habit is one of the hardest habits to develop. But that savings account has saved my butt so many times, I just don’t understand how people function without one. That’s one of the reasons I came up with this stealth savings strategy. I think the trap people fall into is […] Read more…
I’m a big fan of Dave Ramsey. I bought one of his books on his debt management strategies and it really impressed me. I’ve read lots of similar plans, but this one really got my attention and it seemed like something I could really do, especially the debt snowball plan because at that point, I […] Read more…
This was a tough post to write. Even though I have relinquished my position in the direct sales industry, I still feel a certain loyalty to “my” companies. I don’t want to feel like I am bashing any particular company or say that they aren’t running their business ethically. Some of them are very ethical […] Read more…
I’m the leader of the local Green Team at my company. We have designated teams like this at our major locations around the company to come up with ways to help the company be more socially responsible through recycling and other “Green” initiatives. Lots of easy ways to save on your power bill if you’re […] Read more…
I am having such a tough time making a decision. So, I thought I’d take it to the blogosphere to get some perspective. I have a chance to send my son to the National Boy Scout Jamboree in 2013. A lot of the other boys from our Boy Scout Troop are going to be going […] Read more…