Money Management

I have a unique strategy for paying off credit card bills FAST.

The TRICK to Minimum Payments

Credit card debt can be a significant drain on your budget. Even if you’ve gotten smart and put the cards away (or cut them up!), you still need to find a way to rid yourselves of those pesky balances. One trap that many debt-ridden consumers get into is just paying the minimum payments. Here’s why […] Read more…

The Daily Finance Lessons are starting to pay off.

The Daily Finance Lessons are Starting to Pay Off

As a finance blogger and a Scout leader, I am passionate about teaching young people about money.  To me, it isn’t just a one-shot deal.  It is a string of opportunities to both teach them and show them some easy ways to manage their money.  It’s not just being thrifty, though that’s part of it. […] Read more…

Save Money by Paying with Cash

Spend Dramatically Less by Paying With Cash

If you want to spend dramatically LESS, try switching from plastic to all cash.  It will make you so much more aware of what you are spending and you’ll think about your purchases more carefully since cash is a limited commodity while plastic seems to be unlimited (although it really isn’t when that credit card […] Read more…

How to Write a Complaint Letter That Gets Results

If there’s one thing I’ve noticed, it’s that most people do not know how to make an effective complaint.  I’m actually really good at doing that.  I actually used to write formal complaint letters for people on Fiverr. So, here’s a situation I experienced recently that ended in a refund of several hundred dollars. As […] Read more…

Saving money can be hard. Here are some clever strategies to help you save more.

Trick Yourself into Saving MORE with Stealth Savings

Sometimes I think the saving habit is one of the hardest habits to develop.  But that savings account has saved my butt so many times, I just don’t understand how people function without one.  That’s one of the reasons I came up with this stealth savings strategy. I think the trap people fall into is […] Read more…

The Pitfalls of Direct Sales Companies

The Pitfalls of Direct Sales Companies

This was a tough post to write.  Even though I have relinquished my position in the direct sales industry, I still feel a certain loyalty to “my” companies.  I don’t want to feel like I am bashing any particular company or say that they aren’t running their business ethically.  Some of them are very ethical […] Read more…

How Cut your Power Bill and Save Money

I’m the leader of the local Green Team at my company.  We have designated teams like this at our major locations around the company to come up with ways to help the company be more socially responsible through recycling and other “Green” initiatives.  Lots of easy ways to save on your power bill if you’re […] Read more…

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