Saving Money

Be a Smart Shopper

I generally try to be a smart shopper, especially for big ticket items. For example: I was quite pleased when I managed to save my son $3,000 on the purchase of his first car.  We know that because we found some paperwork in the glove box from a girl who had bought the car a […] Read more…

How to Put Your House on the Market

This is a post from my friend Matt DeRosier, a local Real Estate agent in my neighborhood.  I thought it had some very helpful tips if you are looking at selling your home in the New Year.  If you are looking for any additional information or if you are looking for a real estate agent, […] Read more…

Affluenza – The New Epidemic

Be honest – have you ever bought something expensive and then hid it from your husband or lied about it? I think “Affluenza” or over shopping has become something of an epidemic among women lately. For some people it’s shoes or clothes, for others it’s pretty things for the home, or craft and hobby supplies.Because […] Read more…

Auto-renew – SUCH a Bad Idea!

This post was inspired by today’s real-life experience.  My last post was about my son Matt’s big mistake (90 days same as cash – NOT!).  This one is about my son Blake’s blooper.  You know – this guy!   Here he is showing off his new bleached blond ‘do for his first day of High […] Read more…

90 Days Same as Cash-Do it Right

This post was inspired by a mistake made by my 23 year old son.  This son, in fact. Yes, I know he’s a handsome fellow, but he’s not quite perfect. Like a lot of kids (okay, young adults!), he makes mistakes sometimes, especially regarding money.His latest mistake concerned a guitar.  Actually, it concerned another guitar. […] Read more…

Is Costco Really Worth It?

Every once in a while, I run across an article that is really worth sharing with you.  I’ve mentioned before that I am not a Costco fan.  I know there are some savings to be had there, but it just isn’t for me.  I never once when in there when I didn’t spend at least […] Read more…

How Cut your Power Bill and Save Money

I am the leader of the local Green Team at my company.  We have designated teams like this at our major locations around the company to come up with ways to help the company be more socially responsible through recycling and other “Green” initiatives.  This week, we had our first ever Green team leadership conference in Charlotte, […] Read more…

Surviving on a Student Budget

Today, Stephanie is joining us as a guest poster.  I found her through my favorite blog The SITS girls where she was one of their daily guest posters and I invited her to give you the student’s perspective on budgeting.   I’m Stephanie, and I’m an Australian university student in my third year of a Bachelor […] Read more…

Blake leaving for Scout Jamboree

To Jamboree or Not to Jamboree?

I am having such a tough time making a decision.  So, I thought I’d take it to the blogosphere to get some perspective.  I have a chance to send my son to the National Scout Jamboree in 2013.  A lot of the other boys from our Troop are going to be going and they are […] Read more…

Money is Not for Spending

This is a great essay from Mary Hunt – she is the author of numerous books as well as the famous Everyday Cheapskate newsletter. She is my favorite mentor when it comes to money and spending issues – and I’ve used this essay a couple of times because it illustrates the point so clearly. Her […] Read more…

Law of Attraction – An Attitude of Gratitude

If you’ve known me for a while, you probably know that I am a big fan of The Secret and the Law of Attraction.  I have both the movie and the audio tape and I listen to them frequently, especially when things aren’t going the way I would like.  Over the years, I’ve had some pretty […] Read more…

Don’t be a Sucker – Read the Fine Print

Do you read the fine print before you sign something? I do! Why? Because When you put your signature to something, you can be held legally liable for whatever is written on that page. This has burned me a few times. Back when we were first married, we bought a car. My husband and I […] Read more…

The PDQ (Pay Debts Quick) Plan

This was originally posted as one of my organizing posts, but I think it fits better under my Women and Finance series, so I’ve changed it up a bit for my Smart Money series.   Because money is a very important topic for me, I have several different financial coaches that I follow. Suze Orman […] Read more…

Time to Refinance? Your Largest Money Saver

Got an Email from my Mortgage lady the other day. Apparently it’s time for another refi. Rates are down to between 4.25% to 4.5% and she has a streamlined refi deal that won’t even cost us any fees. Took me about 3 seconds to decide and I sent her a one word response – YES. […] Read more…

Food for Thought – Is Costco Really Worth It?

I just finished a very interesting book. It’s called Mindful Eating by Brian Wansink. It’s a fascinating book, but then I love stuff like that. I am probably a frustrated psychologist because books about why we do the things we do fascinate me. Brian Wansink is a famous food researcher. He runs the Food and […] Read more…

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