Saving Money

Your teens will be buying their own groceries soon. You need to teach them these lessons right away.

Teach Your Teen to be a Smart Shopper

Most financial experts agree that the best way to teach kids to be a smart shopper is to actually let them TRY it.  They need to learn from their own successes and failures.  Since one of your biggest recurring expenses is your grocery budget, this is a great place to start. Do you realize our teen is […] Read more…

Why You Need to Control Your Fast Food Spending

Fast food seems like such an easy and harmless thing – a burger here, a pizza there, maybe a latte in the morning, but before you know it, it can really sabotage your budget.  Take a look at some of the statistics below: Quick Fast Food Statistics Most Americans eat fast food 1-3 times a […] Read more…

Give Your Naughty Credit Card a Time-Out

One technique I like to use for getting my spending under control is to put my credit cards into a “time out”.  It’s really helpful because sometimes I get into sort of a “binge spending” mode, and getting the credit cards out of my hands really helps to get me back on track.  I’m betting […] Read more…

The Pitfalls of Direct Sales Companies

The Pitfalls of Direct Sales Companies

This was a tough post to write.  Even though I have relinquished my position in the direct sales industry, I still feel a certain loyalty to “my” companies.  I don’t want to feel like I am bashing any particular company or say that they aren’t running their business ethically.  Some of them are very ethical […] Read more…

Auto-renewing Payments – SUCH a Bad Idea!

This post was inspired by today’s real-life experience with auto-renewing payments.  My last post was about my son Matt’s big mistake with shady payment plans (90 days same as cash – NOT!).  This one is about my son Blake’s blooper.  You know – this guy! Here he is showing off his new bleached blond ‘do […] Read more…

How Cut your Power Bill and Save Money

I’m the leader of the local Green Team at my company.  We have designated teams like this at our major locations around the company to come up with ways to help the company be more socially responsible through recycling and other “Green” initiatives.  Lots of easy ways to save on your power bill if you’re […] Read more…

Refinance Your House

Time to Refinance Your House? Huge Money Saver

Got an Email from my Mortgage lady the other day. She said it’s time to refinance your house again. Rates are down to between 4.25% to 4.5% and she had a streamlined refi deal that won’t even cost us any fees. Took me about 3 seconds to decide and I sent her a one word […] Read more…

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