Losing your job isn’t an easy pill to swallow. In fact, many companies from around the country are laying off large percentages of their workforce in order to cut labor costs. There are numerous considerations to keep in mind while you’re in between jobs, which can help you lay out a financial plan to make…
My husband and I both took unusually early retirement plans, mainly because we’d gotten to the point where we HATED our jobs! It sounds a bit scary, but actually it was a very smart and compassionate thing to do. Life is too short to suffer in a job where you are extremely unhappy just to…
I love to travel more than anything else in this world! On our recent trip to Hawaii, we found some great new options to save more money on travel, so I thought I’d pass them on to you guys. Actually, I found some ways that I would recommend along with some ways I wouldn’t recommend…
I spend a lot of time doing debt-free counseling with people. A lot of the issues I see them struggling with are just due to poor bill paying strategies for handling their monthly bills. It’s no wonder. They don’t teach that stuff in school and many parents never think to explicitly cover bill paying strategies…
Learning how to use money responsibly teaches kids to be responsible in all aspects of life. If they know and understand the value of money, they’ll become responsible adults. If you teach your kids about money early, you develop their confidence and they learn to analyze situations, particularly those that deal with money. Early financial…
There are tons of resources, both online and offline, on things you should do when you are preparing for a divorce. A lot of these resources give practical tips, legal insight and some even provide ways to prepare emotionally. What most fail to do though, is to give insight on how to leave your marriage…
Newsflash! There is a HUGE connection between excess clutter and bargain shopping. It’s true. After all, that stuff didn’t just walk into your house all by itself. I get it, believe me. When something is such a good deal, it’s sometimes really HARD to pass it up, even if you don’t have some place to…
If you struggle with using a planner for productivity, you need to read this post. I was in that same boat. Believe me, I’ve tried ALL the planners out there – apps, paper ones, websites, lists, rotating reminder apps. I was just on the struggle bus. BUT I finally found a productivity planner that WORKS…
Have you ever made a purchase only to then be told a few months later that there’s a new model or style of that same item that you should be upgrading to? This can happen with clothes, phones, other electronics, and even cars. This phenomenon is called perceived obsolescence; while you may not have heard…
I was thinking about excessive clutter today. You know, that stuff just didn’t get dropped into your home by the Tooth Fairy. At some point, you walked into a store, put it into a shopping cart, paid for it, and brought it home. Lather, rinse, repeat. And repeat, and repeat. What’s up with that, dear…
Business Planning is Fun Again with a Vision Board When you think of a business plan, you probably think of pages of text and graphs and boring stats and numbers. You know, the kind of thing you’d nervously push across the desk to a bank officer in hopes of securing a loan. I don’t know…
What exactly is a she-cession as opposed to a regular recession? Good question, I’m glad you asked. As you may have heard (I’m joking here!) – 2020 has sent various curveballs our way. One of the biggest curveballs being COVID-19 that sent ripples through the world and the majority of our lifestyles. Yes, it’s definitely…
What I Wish I’d Learned About Financial Independence Twenty Years Ago By Sydney Everson If I had a time machine to go back and talk to myself as a younger woman, there’s a lot of advice I’d give myself. Hey girl, I’d say if I was trying to sound cool (and failing), go easy on…
Getting a good deal on a car – either a new car or a used one, can be a long and challenging process. I’ve talked about it a length in a previous post – How to Negotiate a Good Deal on a Car. However, I now have a new resource to help you get the…
An online shopping addiction can be a real problem for your finances. Actually, ANY kind of shopping addiction can be a real problem for your finances, but online shopping is SO easy, it can get out of hand very quickly. All it takes is a few clicks and you can really blow your budget for…
If you have kids, one of the main worries you have is how you’re going to be paying for college for them. College costs have been increasing wildly. So many kids are starting out their lives with huge student loans dragging them down. Or worse, many parents are putting their home or retirement savings at…