Saving Money

I have a little trick I use to keep my holidays debt-free. I set up my own Christmas-club account and save all year 'round.

Have a DebtFree Christmas – Next Year

The holidays provide a great excuse for overspending. It’s only once a year, and there are ads and specials plastered everywhere, and after all, you have to get people *something*, right? So, you whip out your credit card and get busy spending, spending, spending. Then the minute Christmas is over, you start dreading those awful […] Read more…

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