The TRICK to Minimum Payments

Credit card debt can be a significant drain on your budget. Even if you’ve gotten smart and put the cards away (or cut them up!), you still need to find a way to rid yourselves of those pesky balances. One trap that many debt-ridden consumers get into is just paying the minimum payments. Here’s why […]

Teens and Volunteer Service

Why should your teen get involved in volunteer service?  I’ll give you one reason.  Your teen needs to feel like a hero. Not every kid can be the popular one, score the winning sports goal, or win the top prize at the science fair, but every kid can do volunteer service. Usually, the recipients of their efforts […]

Smart Money – The Fast Food Challenge

I read an interesting statistic today – 18 to 25 year olds spend up to 49% more than other age groups on dining out. Doesn’t say if that’s fast food, fine dining, or drinks, but if I had my guess, I’d say 90% fast food with a smattering of fine dining. Image courtesy of [KEK064] […]

Organizing for a Trip

Since I just got back from my trip to DC, travel packing is on my mind.  I’m actually something of a fanatic about packing – I can’t stand to be without something I might need, so I really put a lot of thought and effort into it when I pack for a trip.   TIMING – […]

How To Do a Job You Hate

I’m at work today and it’s kind of a slow day, so I am catching up on my most hated task – FILING! I don’t know why I dislike filing so much, but I always have and that isn’t likely to change soon. Photo Credit So the question is, how do you approach a task […]

Tutorial: DIY Tied Fleece Blankets

  I’m so glad you’re here!  I don’t do a lot of crafty posts, but this is one of my favorites because they are so easy and inexpensive to make, plus they make a lovely and cozy gifts. Come to think of it, I’m snuggled up in this exact blanket right now as I’m writing […]

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Running your own Thrift Store

Do you know what most people’s reason for not wanting to get rid of stuff is? They are afraid they won’t be able to replace their things in case they change their mind! I mean come on people, this is 2012 and you live in the United States. Unless your item is very rare or […]

Dealing with OPS (Other People’s Stuff)

If you live in a house with other people, as most of my readers do, there are going to be times when you are going to have to deal with Other People’s Stuff (OPS). Unless you live with a herd of raging neatnicks, in which case I’m not sure why you’re reading my blog… Anyway, […]

Why Bloggy Boot Camp was Magical

I can’t believe it’s over already! It went by SO fast! I just got back last night from a fabulous weekend in Phoenix at The SITS Girls’ Bloggy Boot Camp event. I’ve told you before about The SITS Girls and how they are SO fabulous. I think they are a totally unique site because their […]

Letter to a Younger Me

Did you ever wish you could go back in time and give yourself some pointers? It’s interesting to think how your life could have turned out way differently if you’d made a couple of small changes along the way.Here’s some advice I wish I could have given myself.Dear Elementary School Adrian: Here is one great […]