The Secret to Paying for College with All Cash

If you have kids, one of the main worries you have is how you’re going to be paying for college for them.  College costs have been increasing wildly.  So many kids are starting out their lives with huge student loans dragging them down.  Or worse, many parents are putting their home or retirement savings at […]

Pages: 1 2

New Year’s Motivation – Manage Your Money

This is the second post in our New Year’s Motivation series.  After weight loss, I think people’s #2 resolution is to recover from their holiday debt, and learn how to manage your money.  I feel it certainly is a worthy goal.  To me, managing your money is less about getting rich and more about ensuring […]

I Know How You Can Overcome Your Holiday Overspending

OK my lovelies – the 2016 holiday season is officially over.  The turkey has been eaten, the presents unwrapped, the decorations are ready to go back in their boxes, and it’s time for the Christmas bills to start arriving.  If you have done significant overspending during this holiday, this is the part you have been […]

I Never Give Gift Cards. Want to Know Why?

I know most people prefer to give gift cards for holidays and birthdays.  It certainly is faster and easier than choosing a gift for someone and in some cases, I do think they make sense.  But just as a common practice I almost never give gift cards or money.   There’s a big difference between […]

How I Saved $239.42 Without Hardly Trying

I haven’t done a finance post in a while, and I recently had an experience with our new fridge that reminded me how important it is to keep your head in the game when it comes to your money.   I have to say, I’m not that super-frugal type when it comes to money.  If […]

After Christmas – Let’s Talk Warranties

Now that the holidays are behind us, I know a lot of people just received a lot of very expensive items. Many of these items, such as cell phones, computers, appliances, and furniture are going to need warranties. So, let’s talk about how to get the best bang for your buck on a warranty. Warranties […]

Have a DebtFree Christmas – Next Year

The holidays provide a great excuse for overspending. It’s only once a year, and there are ads and specials plastered everywhere, and after all, you have to get people *something*, right? So, you whip out your credit card and get busy spending, spending, spending. Then the minute Christmas is over, you start dreading those awful […]

The Biggest Financial Mistake Women Make

I’m going to clue you in on the biggest mistake many women make in their financial lives. They depend on other people – typically their husbands or partners, but sometimes their parents also, to keep them financially safe.  We can’t help it – we are trusting people, and we like the thought that someone else […]

Raising Financially Responsible Teens

This is a sensitive subject for every family.  I think every family handles money slightly differently with their teens. But on the other hand, I think it is something we all need to get a handle on if you are raising teens. The decisions you make during these critical years are going to have a […]

Why I Can NOT Be Trusted at COSTCO

I am just about the only woman I know who does not have a membership at Costco or Sam’s or any other of the big box stores.  It’s hard sometimes when I hear my friends singing the praises of the latest tasty item they’ve found there, or I see what terrific deals they find.  I’d […]

Give Your NAUGHTY Credit Card a TIME OUT

I found a post on one of my social media sites that really got me thinking. This lady was declaring a 90-day spending moratorium because she realized she had created some real debt issues for her family.  It wasn’t the fact that she was sharing this that got me thinking.  It was the response to […]

Organize Your Bill Paying System

I’m writing this on my bill paying day, so it got me thinking. Paying bills is an important part of our financial lives, maybe one of the most important parts, so I’m wondering what is your bill paying strategy? – Do you pay your bills right when they hit your mailbox? – Do you have […]

From Worry to Wealthy Book Review

Chellie Campbell is one of my secret weapons when it comes to earning more money.  I’ve been getting her newsletter for about five years now and I always come away with new ideas. Her concept is that there are three basic money types – sharks, tuna, and dolphins.  You don’t want to be a shark […]

Teach Your Bank to Yell at You

  Overspending is one of the things that can really mess up a debt management plan.  I know it trips me up again and again.  Here’s a clever idea that might help.   What if you were really serious about getting your spending under control? You could set it up so that your husband gets […]

How to Save Hundreds on Your Power Bill

I used to be the leader of the local Green Team at my company. We have teams like this at our major locations to help with recycling and other “Green” initiatives. A while back, we had a conference for all our Green team leaders to get together to share ideas. We brought together the leaders […]